A handy flow chart for dealing with mass murder

Friend shared this on FB.  So good.

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Photo of the day

What’s not to love with a Ninja Cats gallery at BoredPanda?

Ninja-Cats-Photography-Hisakata-Hiroyuki

Hisakata Hiroyuki

Should you invest more in your sons than your daughters?

No.  But, sadly, it appears a lot of people do so.  Pretty disturbing article on the matter in the WSJ.  This chart summarizes the matter nicely.

Joe Carella, assistant dean at the Eller College of Management at the University of Arizona, draws a parallel to his findings in the area of venture-capital funding. His research shows that for every dollar that men receive in VC funding, women receive 48 cents. His studies also point to a deep-rooted bias where men are judged based on their future potential, while women are judged on their accomplishments thus far. He postulates that the bias may be the same for parents saving for college—the idea being that parents save less for girls because they feel boys have more potential.

“It is a completely misguided and biased way to look at the way in which men and women perform, especially in environments when there is equal opportunity,” says Dr. Carella, who specializes in strategic thinking, neuroscience and gender differences…

Steven Roy Goodman, an educational consultant and admissions strategist, has had similar experiences. He says he counseled two families in the past five years that treated their sons and daughters differently in terms of college planning, savings and selection.

“There is really no way to say this subtly: The parents had different life expectations for their sons and daughters—and were unwilling to pay private college tuitions for their daughters,” he says. “They perceived that the young women were not going to have 40-year careers in the ways they expected their sons to have.”

All of which can have an effect on the shape of a graduate’s financial life. A recent analysis of federal government data by the nonprofit American Association of University Women found that women are more likely to take on debt—and on average have larger student loans—than men. And following graduation, women repay their loans more slowly than do men, in part because of the gender pay gap, according to the analysis.

Ugh.  Also reminds me of the family story that always most upset my mom.  Her mother, growing up in early 20th century Germany was clearly the smartest and most ambitious of her siblings.  Alas, she was a girl and all the money for a college education went to her dissolute brother Johans, who blew it all prodigal son style (but did not even have the decency to recognize his errors).  Here we are 100 years later and we’ve still got families repeating the mistakes of my great-grandparents.

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