Yet another excellent NYT story on how various health care entities are always finding new ways to screw us over. The latest? In-network Emergency Rooms that hire out-of-network Emergency physicians. Yep:
Patients have no choice about which physician they see when they go to an emergency room, even if they have the presence of mind to visit a hospital that is in their insurance network. In the piles of forms that patients sign in those chaotic first moments is often an acknowledgment that they understand some providers may be out of network…
But even the most basic visits with emergency room physicians and other doctors called in to consult are increasingly leaving patients with hefty bills: More and more, doctors who work in emergency rooms are private contractors who are out of network or do not accept any insurance plans…
While patients have complained of surprise out-of-network charges in hospitals from some other specialists — particularly anesthesiologists, radiologists and pathologists — the situation with emergency room doctors is even more troubling, patient advocates say. For one thing, patients cannot be expected to review provider networks in a crisis, and the information to do so is usually not readily available anyway. Moreover, the Texas study found that out-of-network fees paid to emergency room physicians eclipsed the amount of money paid to those other specialists…
The average salary of an emergency room physician was $311,000 in 2014, rising from $247,000 since 2010 — a period when many other types of doctors experienced declines in salaries, according to Merritt Hawkins, a physician staffing firm.
Read the article for the depressing details of patients who thought they were doing everything right only to get saddled with outrageous medical bills. Even better, though, is Drum’s rant in response:
This is a great scam for everyone. Presumably hospitals save money because freelance ER docs cost them less. And the ER docs cost less because they know they’ll be able to run the ol’ out-of-network scam on lots of patients, thus raking in the bucks. It’s a win-win.
As a result, during a period of economic stagnation that produced zero wage growth for everyone else, ER docs are now making $64,000 more than they did four years ago. And they’re doing this by preying on the most vulnerable, most easily scammable members of society: folks who are flat on their backs and almost by definition unable to understand what’s going on around them. Not that it would matter if they did, of course. The law provides no recourse even if you don’t like this system. That’s the way things roll in the American health care system.5
If this kind of stuff doesn’t make you pop a vein, I’m not sure what would. It’s right on a par with the telemarketing ghouls who prey on senior citizens with dementia. Except that these guys wear white coats and are welcomed into all the best country clubs.
I’m going to go out on a limb here and suggest this just doesn’t happen in other modern nations with rational health care systems (and substantially more government involvement).